I live on a fixed income, so naturally I have a slender budget.
I watch every penny and save as much as I can for a ‘rainy day’ scenario, however now it looks like I am faced with that rainy day, because my Heating as well as Air Conditioning business informed me that I need to replace my entire heating and cooling system, and he’s been so great to me when I’ve needed repairs.
But there’s no fixing it anymore, having outlived the average life of twenty years. I’ll easily need financing to supplement what I have in my savings account, and my Heating as well as Air Conditioning business has gave a daily payment option. They also informed me that the manufacturer has financing options. When I visited my local bank, they affirmed that replacing a home’s Heating as well as Air Conditioning system adheres to their dwelling equity loan criteria. And a dwelling equity loan provides a lower interest rate than the business or manufacturer. The Federal Housing Administration offers financing for Heating as well as Air Conditioning systems for those who install energy-efficient systems. These loans use the dwelling as collateral, and they charge single-digit interest rates. I even learned that my power business allows me to make daily payments on the system, combining them with my utility bills. Once I decided on the source of financing, my Heating as well as Air Conditioning business went to toil removing the ancient furnace and air conditioner. Thankfully, he said that the ducts were relaxing and wouldn’t need to be replaced. Within three days, the entire process was complete. It gave me such a secure feeling, knowing that my dwelling would be heated and cooled efficiently for years to come. Now I just have to figure out how to program the new thermostat!