HVAC finances

I live on a fixed income, so naturally I have a slim budget.

I watch every penny plus save as much as I can for a ‘rainy day’ scenario; Now it looks like I am faced with that rainy day, because my HVAC corporation informed me that I need to replace my entire heating plus cooling system, he’s been so wonderful to me when I’ve needed repairs.

But there’s no fixing it anymore, having outlived the average life of twenty years. I’ll absolutely need financing to supplement what I have in my savings account, plus my HVAC business has gave a biweekly payment option. They also informed me that the manufacturer has financing options. When I visited my local bank, they affirmed that replacing a home’s HVAC system adheres to their house equity loan criteria. And a house equity loan provides a lower interest rate than the business or manufacturer. The Federal Housing Administration offers financing for HVAC systems for those who install energy-efficient systems. These loans use the house as collateral, plus they charge single-digit interest rates. I even learned that my power company allows me to make biweekly payments on the system, combining them with my utility bills. Once I decided on the source of financing, my HVAC corporation went to work removing the seasoned boiler plus air conditioning. Thankfully, she said that the ducts were wonderful plus wouldn’t need to be replaced. Within three days, the entire process was complete. It gave me such a secure feeling, knowing that my house would be heated plus cooled efficiently for years to come. Now I just have to figure out how to program the new thermostat!

boiler repair